Personal Accounts

 

Transaction Account

 

This account targets any person who conducts many transactions and therefore operates a bank account for convenience.

Features:

 

a) Minimum opening balance of Ksh. 300
b) Transaction debit of Ksh 30
c) Operate to zero balance
d) OTC of sh.100
e) Mobile banking
f) ATM

 

Bora Salary Account

 

This is an account that is tailored to meet the banking needs of individuals who receive regular income such as salaried employees (both permanent and casual), farmers and members of registered groups.

 

Features

 

a). No monthly maintenance charges
b). ATM card
c). No ledger fees
d). Unlimited withdrawals
e). No minimum operating balance
f)-. Access  Mobile banking

 

Benefits

 

a)Access to over 500 Kenswitch ATM’s across the country
b)Access to various loans
c)Optional Medical Insurance benefit under ‘AFYA BORA’ medical scheme at Ksh 4,000 p.a.

 

Bora Savings Account

 

This is an account for Individuals with a regular income and would like to grow their savings.

 

Features:

a) Interest bearing account
b) Mobile banking
c) Opening balance of Ksh 1000
d) No maintenance charge
e) ONE withdrawal per month
f) Minimum Operating balance of Ksh 500
g) Access to Savings-linked Life Insurance cover at Ksh 365 per annum.


Bora Current Account

 

Salaried individuals and entrepreneurs with a regular income who need an account to transact.

 

Features:

 

a) ATM card
b) Access to Cheque book
c) Free monthly statement
d) Mobile banking
e) Opening balance of Ksh 1,000

Transaction charge of 30 per transaction, minimum Ksh 300 monthly

 

 

Student Account

 

This is an account tailored for students in college or universities or pursuing tertiary education.

 

Features:

a) No maintenance charges
b) ATM card
c) Access MPESA services
d) Opening balance of Ksh 300

 

Toto Bora Account

 

This is an account that targets parents who wish to save for their children until they attain the age of eighteen.

 

Features:

 

a) No monthly maintenance charge
b) Opening balance at Ksh 500
c) Minimum balance Ksh 500
d) One withdrawal per quarter
e) Interest payment on balance above Ksh 5,000
f) Withdrawal charge(OTC) of sh. 100

 

ACCOUNT OPENING REQUIREMENTS:

a) Copy of ID
b) Passport photo

 

REQUIREMENTS FOR TOTO BORA ACCOUNT

  • Copies of children’s birth certificate for
  • 2 passport size photos of the children
  • Parents ID and passport size photographs of parent

 

KIONGOZI PERSONAL SAVINGS ACCOUNT

 

This is an account tailored for high net worth individuals with a regular of Ksh 200,000 and above every month.

 

Features:

 

a) Free statement at the end of each quarter
b) ONE withdrawal per month.
c) Tiered interest rates up to 8%
d) Cheque book on request.
e) Opening balance of Ksh 2,500
f) Minimum operating balance of Ksh 5000
g) Mobile banking
h) Service at Kiongozi ultra modern service centre


KIONGOZI CURRENT ACCOUNT

 

Target customer:

 

High net worth business customers and individuals

 

Features:

 

a) ATM card
b) Cheque book
c) Opening balance of Ksh 5,000
d) Monthly statement
e) Mobile banking
f) Service at Kiongozi ultra modern service centre
g) Monthly charge of Ksh 1,200

 

JAMII SALARY PROCESSING ACCOUNT

 

Target Customer

This account is for companies that wish to channel employee salaries through thee Bank

 

Features:

 

a) Salary processing and transfer to employees’ accounts

 

Charges

 

a) Ksh. 100 processing fee per employee
b) Free processing for employees with accounts at our bank

 

Requirements:

 

a) Introduction by an existing  customer/ JBB staff/ reputable lawyer
b) Memorandum and Articles of Association for limited company
c) Complete filled Salary Processing Request Form
d) Must have an account with Jamii Bora Bank